Payment · common
Combien coûte un retrait à un distributeur automatique en Chine ?
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⚠️ SYMPTOM
Vous avez retiré des RMB à un distributeur automatique chinois et votre banque d'origine a facturé des frais de transaction étrangère ou de retrait inattendus.
🔍 MOST LIKELY CAUSE
Les opérateurs de distributeurs automatiques chinois (Bank of China, ICBC) facturent ¥10–¥25 par transaction avec une carte étrangère. Votre banque d'origine ajoute une marge de change de 1–3 % et éventuellement des frais fixes de retrait.
✓ HOW TO FIX
Utilisez une carte de débit sans frais de transaction étrangère (Chase Sapphire, Schwab, Revolut, Starling, Wise). Évitez les distributeurs automatiques indépendants ; privilégiez les agences Bank of China et ICBC à l'intérieur des halls des banques.
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