Payment · common
Mengapa Apple Pay atau Google Pay tidak bisa digunakan di China?
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⚠️ SYMPTOM
Anda mencoba menggunakan Apple Pay atau Google Pay di terminal POS di China, tetapi tidak terjadi apa-apa — pedagang berkata "tidak berfungsi di sini."
🔍 MOST LIKELY CAUSE
Pedagang di China menggunakan terminal QR UnionPay QuickPass, bukan jalur NFC contactless yang diperlukan oleh Apple Pay / Google Pay; Apple Pay hanya berfungsi di POS UnionPay-NFC, yang dimiliki oleh sedikit toko.
✓ HOW TO FIX
Hubungkan kartu asing Anda ke Alipay atau WeChat Pay lalu pindai kode QR pedagang sebagai gantinya — ini adalah cara universal yang digunakan; Apple Pay hanya berfungsi di terminal UnionPay tertentu di mal-mal besar.
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Alipay for Foreigners
Download Alipay, link a foreign Visa or Mastercard via the Tour Pass, and complete a $150 minimum top-up to pay at 90%+ of Chinese merchants.
WeChat Pay for Foreigners
WeChat Pay accepts linked foreign Visa, Mastercard, and JCB cards in 2026 after a one-time identity verification with your passport.
Foreign Credit Cards
Foreign Visa, Mastercard, and AmEx cards work in hotels, airports, and chain restaurants but NOT in taxis, food stalls, or most shops.
Other Payment problems
Why is my Alipay not working?
You linked a foreign Visa or Mastercard to Alipay but every transaction is rejected at the merchant.
Why can't I verify my passport on Alipay?
Alipay's identity verification step fails — passport photo upload rejected or OCR misread.
Can foreigners receive money on Alipay?
You want to receive a WeChat or bank transfer to your Alipay wallet but the app shows no Receive option.
Why does WeChat Pay keep declining my foreign card?
You linked a Visa or Mastercard in WeChat Pay but transactions show "card not supported" at checkout.
Can I pay cash in China in 2026?
You want to know if you need to carry RMB cash or if Alipay/WeChat Pay is enough for the entire trip.