Payment · common
외국인도 알리페이(Alipay)로 돈을 받을 수 있나요?
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⚠️ SYMPTOM
알리페이 지갑으로 위챗(WeChat)이나 은행 송금을 받고 싶지만 앱에 받기 옵션이 표시되지 않습니다.
🔍 MOST LIKELY CAUSE
해외 카드에 연결된 알리페이의 투어 패스(Tour Pass)는 일방적인 지갑 전용 결제 수단으로, 2026년에도 입금 송금을 받을 수 없습니다.
✓ HOW TO FIX
TransferWise / Wise 국경 없는 계좌를 이용하여 연결된 중국 은행 계좌로 CNY를 받거나, 알리페이의 '레드 패킷(Red Packet)' 기능을 사용하세요(다른 알리페이 사용자로부터 거래당 ¥200 한도).
Read next
Alipay for Foreigners
Download Alipay, link a foreign Visa or Mastercard via the Tour Pass, and complete a $150 minimum top-up to pay at 90%+ of Chinese merchants.
Cash & RMB
Carry ¥500–1,000 in cash for rural areas, taxis, and small vendors; major cities are 90%+ cashless via mobile payment.
ATM Cash Withdrawal
Bank of China, ICBC, and China Construction Bank ATMs accept foreign Visa/Mastercard with a ¥2,500 per-transaction limit and 1–3% fee.
Other Payment problems
Why is my Alipay not working?
You linked a foreign Visa or Mastercard to Alipay but every transaction is rejected at the merchant.
Why can't I verify my passport on Alipay?
Alipay's identity verification step fails — passport photo upload rejected or OCR misread.
Why does WeChat Pay keep declining my foreign card?
You linked a Visa or Mastercard in WeChat Pay but transactions show "card not supported" at checkout.
Can I pay cash in China in 2026?
You want to know if you need to carry RMB cash or if Alipay/WeChat Pay is enough for the entire trip.
How much does ATM withdrawal cost in China?
You withdrew RMB from a Chinese ATM and your home bank charged an unexpected foreign-transaction or ATM fee.