Payment · common
중국에서 첫 결제 후 카드가 차단된 이유는 무엇인가요?
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⚠️ SYMPTOM
중국에서의 첫 결제는 성공했는데, 그 다음 시도부터는 거절되고 은행에서 사기 결제로 인한 카드 동결 안내 문자가 옵니다.
🔍 MOST LIKELY CAUSE
해외 카드 발급사가 위치 이동과 낯선 중국 매입상(acquirer) 가맹점을 사기 거래로 판단하여, 첫 번째 승인 직후 자동으로 카드를 동결합니다.
✓ HOW TO FIX
중국 출국 전에 여행 일정을 카드사에 미리 알려두고, 해외에서 카드 동결을 신속히 해제할 수 있도록 해외 수신자 부담(collect-call) 국제 전화 번호를 휴대폰에 저장해 두세요.
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