Payment · common
外国人可以用支付宝收款吗？
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⚠️ SYMPTOM
你想通过微信或银行转账到你的支付宝钱包，但 App 里找不到收款入口。
🔍 MOST LIKELY CAUSE
支付宝绑定外卡的 Tour Pass 是一款单向消费钱包，并非银行账户，2026 年仍无法接收外部转入资金。
✓ HOW TO FIX
可通过 Wise（原 TransferWise）跨境账户接收人民币并提现至关联的中国银行卡，或使用支付宝的「红包」功能（单笔限额 ¥200，仅限其他支付宝用户发起）。
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Alipay for Foreigners
Download Alipay, link a foreign Visa or Mastercard via the Tour Pass, and complete a $150 minimum top-up to pay at 90%+ of Chinese merchants.
Cash & RMB
Carry ¥500–1,000 in cash for rural areas, taxis, and small vendors; major cities are 90%+ cashless via mobile payment.
ATM Cash Withdrawal
Bank of China, ICBC, and China Construction Bank ATMs accept foreign Visa/Mastercard with a ¥2,500 per-transaction limit and 1–3% fee.
Other Payment problems
Why is my Alipay not working?
You linked a foreign Visa or Mastercard to Alipay but every transaction is rejected at the merchant.
Why can't I verify my passport on Alipay?
Alipay's identity verification step fails — passport photo upload rejected or OCR misread.
Why does WeChat Pay keep declining my foreign card?
You linked a Visa or Mastercard in WeChat Pay but transactions show "card not supported" at checkout.
Can I pay cash in China in 2026?
You want to know if you need to carry RMB cash or if Alipay/WeChat Pay is enough for the entire trip.
How much does ATM withdrawal cost in China?
You withdrew RMB from a Chinese ATM and your home bank charged an unexpected foreign-transaction or ATM fee.