Payment · common
Les étrangers peuvent-ils recevoir de l'argent sur Alipay ?
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⚠️ SYMPTOM
Vous souhaitez recevoir un virement WeChat ou bancaire sur votre portefeuille Alipay, mais l'application n'affiche aucune option Recevoir.
🔍 MOST LIKELY CAUSE
Le Tour Pass d'Alipay lié à une carte étrangère est un portefeuille à sens unique pour dépenser, et non un compte bancaire — il ne peut pas recevoir de virements entrants en 2026.
✓ HOW TO FIX
Utilisez un compte borderless TransferWise / Wise pour recevoir des CNY sur un compte bancaire chinois lié, ou utilisez la fonctionnalité « Red Packet » d'Alipay (limitée à ¥200/transaction provenant d'autres utilisateurs Alipay).
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Alipay for Foreigners
Download Alipay, link a foreign Visa or Mastercard via the Tour Pass, and complete a $150 minimum top-up to pay at 90%+ of Chinese merchants.
Cash & RMB
Carry ¥500–1,000 in cash for rural areas, taxis, and small vendors; major cities are 90%+ cashless via mobile payment.
ATM Cash Withdrawal
Bank of China, ICBC, and China Construction Bank ATMs accept foreign Visa/Mastercard with a ¥2,500 per-transaction limit and 1–3% fee.
Other Payment problems
Why is my Alipay not working?
You linked a foreign Visa or Mastercard to Alipay but every transaction is rejected at the merchant.
Why can't I verify my passport on Alipay?
Alipay's identity verification step fails — passport photo upload rejected or OCR misread.
Why does WeChat Pay keep declining my foreign card?
You linked a Visa or Mastercard in WeChat Pay but transactions show "card not supported" at checkout.
Can I pay cash in China in 2026?
You want to know if you need to carry RMB cash or if Alipay/WeChat Pay is enough for the entire trip.
How much does ATM withdrawal cost in China?
You withdrew RMB from a Chinese ATM and your home bank charged an unexpected foreign-transaction or ATM fee.