Payment · common
Peut-on payer en espèces en Chine en 2026 ?
Last updated:
⚠️ SYMPTOM
Vous voulez savoir si vous devez emporter du cash en RMB ou si Alipay/WeChat Pay suffit pour tout le voyage.
🔍 MOST LIKELY CAUSE
Les grandes villes sont à plus de 90 % sans espèces, mais les zones rurales, les taxis, les stands de nourriture et certains musées exigent encore du cash en RMB.
✓ HOW TO FIX
Emportez ¥500–¥1 000 en espèces comme solution de secours. Retirez aux distributeurs de Bank of China, ICBC ou China Construction Bank avec votre Visa/Mastercard étrangère (plafond de ¥2 500/transaction, frais de 1–3 %).
Read next
Cash & RMB
Carry ¥500–1,000 in cash for rural areas, taxis, and small vendors; major cities are 90%+ cashless via mobile payment.
ATM Cash Withdrawal
Bank of China, ICBC, and China Construction Bank ATMs accept foreign Visa/Mastercard with a ¥2,500 per-transaction limit and 1–3% fee.
Alipay for Foreigners
Download Alipay, link a foreign Visa or Mastercard via the Tour Pass, and complete a $150 minimum top-up to pay at 90%+ of Chinese merchants.
Other Payment problems
Why is my Alipay not working?
You linked a foreign Visa or Mastercard to Alipay but every transaction is rejected at the merchant.
Why can't I verify my passport on Alipay?
Alipay's identity verification step fails — passport photo upload rejected or OCR misread.
Can foreigners receive money on Alipay?
You want to receive a WeChat or bank transfer to your Alipay wallet but the app shows no Receive option.
Why does WeChat Pay keep declining my foreign card?
You linked a Visa or Mastercard in WeChat Pay but transactions show "card not supported" at checkout.
How much does ATM withdrawal cost in China?
You withdrew RMB from a Chinese ATM and your home bank charged an unexpected foreign-transaction or ATM fee.