中国におけるAlipay vs 現金
Alipay vs cash in China compared: merchant acceptance, convenience, setup, refunds, and which is better for tourists, street food, and small vendors.

Alipay

Cash (¥)
Quick Answer
Which is the better choice, Alipay or Cash (¥)?
Cash (¥) は、この種の決定に最も重要な基準でリードしています。Backup when phone dies or signal drops と Very rural areas with no signal もう一方も完全に有効な選択です — あなたの旅に合ったものを選んでください。
5つの基準、10点満点で採点
各スコアは編集者が 2 回の有料宿泊でブラインド評価した平均値です。
Merchant acceptance
Merchant acceptance:左がこの軸で勝利。
Small vendors
Small vendors:左がこの軸で勝利。
Setup
Setup:左がこの軸で勝利。
Convenience
Convenience:左がこの軸で勝利。
Refunds
Refunds:左がこの軸で勝利。
Overall: 中国におけるAlipay 8.9 · 現金 8.1
詳細分析
スコアの先——この 2 つの実際の違い。
Merchant acceptance
~92% of Chinese merchants.
Legally must be accepted everywhere, but ~30% of vendors prefer QR.
Small vendors
Universal — even rural stalls display Alipay QR.
Accepted but slow; vendors often lack change.
Setup
2–3 min via Tour Card with foreign card.
None — exchange at airport or bank.
Convenience
Scan-and-go in 3 seconds.
Counting cash + making change at every transaction.
Refunds
Return to linked card in 3–10 days; in-app disputes.
Manual negotiation with merchant; harder for tourists.
Cash (¥) を選びました。
Cash (¥) は、この種の決定に最も重要な基準でリードしています。Backup when phone dies or signal drops と Very rural areas with no signal もう一方も完全に有効な選択です — あなたの旅に合ったものを選んでください。
Booking、Trip、Klook、Viator、GetYourGuide、Agoda で価格確認 · 両方を正規料金で利用しました。
今すぐ予約
当方が確認した全プラットフォームの実勢価格。
これらのリンクから予約すると、手数料を得る場合があります。編集方針には影響しません。
よくある質問
この比較公開後に読者が最も多く送った質問。
Can I travel in China with only cash?
Yes but it's increasingly inconvenient. Many small vendors, taxis, and street stalls prefer or require Alipay/WeChat Pay. Carry ¥300–500 as backup and set up Alipay for the rest.
How much cash should I carry in China?
¥300–500 ($40–70) for backup — phone-charging emergencies, very rural areas, and small vendors who lack change. Most daily spending should go through Alipay.
Where can I exchange cash in China?
Airport exchange counters, Bank of China branches, and most major hotels. ATMs at ICBC, Bank of China, and China Merchants Bank accept foreign cards — but withdrawals are capped and unreliable.
Is it legal for vendors to refuse cash in China?
No — the PBOC mandates that cash be accepted. In practice, many small vendors push QR payment and lack change. Escalating to "it's illegal" is rarely worth it for a ¥10 transaction.
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