Choose Alipay if you are
Alipay
Top reasons to pick this side
- 日々の支出(食事、交通、ショッピング)
- 小規模商店や屋台の食事
- 利便性を求めるすべての人
Comparison
現金は今でも使えますが、 Increasingly不便になっています。多くの小さな商店やタクシー、屋台ではAlipayを好むか、Alipayのみ対応というところが増えています。バックアップ用に¥300〜500を持ち歩き、それ以外はAlipayを利用するのがおすすめです。
TL;DR verdict
Quick Answer
For most travelers, Alipay is the safer pick — but the other side wins on the axes that matter most.
For most travelers, Alipay is the safer pick — but the other side wins on the axes that matter most for Alipay.
| Alipay | Cash (¥) | |
|---|---|---|
| Merchant acceptance | 中国の商店の約92%。 | 法的にどこでも受理される義務があるが、ベンダーの約30%はQR決済を好む。 |
| Small vendors | 普遍的 — 田舎の露店でもAlipayのQRコードを表示している。 | 使えるが処理が遅い。売り手にお釣りがないこともよくある。 |
| Setup | 海外カードを使ったTour Cardなら2〜3分。 | なし — 空港か銀行で両替が必要。 |
| Convenience | スキャンして3秒で決済完了。 | 毎回現金を数え、お釣りを用意する。 |
| Refunds | 連携カードに3〜10日で返金。アプリ内で異議申し立て可能。 | 店舗と手動で交渉が必要。旅行者にとっては難しい。 |
| Offline / no-phone risk | バッテリー切れや電波が届かない場所では使えない。 | 実際には、いつでもどこでも使える。 |
| Tipping / small change | チップの習慣がなく、丁度ぴったりの金額が必要。 | チップや小さな屋台での支払いに硬貨や少額紙幣が便利。 |
Bar length reflects the per-axis evidence length; the winner of each axis is highlighted in terra-cotta.
Merchant acceptance
Alipay wins
Alipay
Cash (¥)
Small vendors
Alipay wins
Alipay
Cash (¥)
Setup
Alipay wins
Alipay
Cash (¥)
Convenience
Alipay wins
Alipay
Cash (¥)
Refunds
Alipay wins
Alipay
Cash (¥)
Offline / no-phone risk
Cash (¥) wins
Alipay
Cash (¥)
Tipping / small change
tie
Alipay
Cash (¥)
Final score
Based on 7 weighted axes. Alipay edges ahead by 4 of 7.
Pros
Cons
Here's who each destination suits best — pick the side that matches your trip.
Choose Alipay if you are
Top reasons to pick this side
Choose Cash (¥) if you are
Top reasons to pick this side
Editor-curated, then same-category, then the rest of the catalog.
Alipay vs WeChat Pay
Alipay wins for foreign travelers on setup speed, English UI, and broader merchant coverage. WeChat Pay wins for anyone already using WeChat for messaging, and for social payments like splitting bills with Chinese friends. Most experienced travelers install both — here is exactly when to use each.
WeChat Pay vs Cash (¥)
Cash works as a backup but WeChat Pay is preferred by younger vendors, taxis, and retail chains. Pair WeChat Pay with Alipay for full coverage; carry ¥300–500 cash for emergencies.
Foreign Credit Card vs Alipay
Foreign credit cards work at international hotels and high-end malls but fail at most restaurants, taxis, and street vendors. Link your card to Alipay for full coverage.
WeChat Pay vs Credit Card (Visa/MC)
WeChat Pay is accepted at ~85% of Chinese merchants — street food stalls, taxis, small shops, and rural vendors all display the green QR code. Physical credit cards (Visa, Mastercard) are accepted at international hotels, high-end restaurants, and major department stores — but are essentially useless for street food, local restaurants, and transport. For a smooth China trip, set up WeChat Pay or Alipay as your primary method and carry a credit card as backup for hotels.
Beijing vs Shanghai
Beijing for imperial history, the Great Wall, and hutong culture. Shanghai for skyline views, French Concession cafes, and xiaolongbao. Most first-timers do both — here is how to choose if you only have time for one.
Xi'an vs Luoyang
Xi'an for the Terracotta Army, the Ming city wall, and the Silk Road crossroads. Luoyang for the Longmen Grottoes, the White Horse Temple (Buddhism's first Chinese temple), and a quieter ancient capital. Both are essential China history; pick by interest.
Guilin vs Yangshuo
Guilin is the gateway city with the karst peaks and the cruise starting point. Yangshuo is the smaller, more scenic town downstream — the cruise ends there and most travelers prefer to stay. The right answer is usually: cruise one way, stay the other.
Hong Kong vs Shanghai
Hong Kong is a Special Administrative Region with its own visa regime, English-language default, and Cantonese culture. Shanghai is the mainland's most international city. Both are dense, food-obsessed, and Asian finance centers — but very different in feel.
Chengdu vs Chongqing
Chengdu for pandas, traditional Sichuan food, and the most relaxed major city in China. Chongqing for the dramatic hill-city skyline, Chongqing hotpot, and the Yangtze River setting. Both are essential for Sichuan food; choose by vibe.
High-Speed Rail (HSR) vs Domestic Flights
For trips under 1,000 km, HSR wins on price, reliability, and door-to-door time. For longer distances, fly.
China vs Japan
China wins on cost and scale. Japan wins on infrastructure, signage, and ease. Both reward a 7-10 day trip.
Trip.com vs Booking.com
For China trips, Trip.com wins decisively. For international extensions, Booking.com has more inventory.
Side-by-side reference for the 5 metrics travelers weigh most.
| Metric | Alipay | Cash (¥) |
|---|---|---|
| Axes compared | 7 axes · winner: Alipay | |
| FAQ answered | 4 of the most-asked questions | |
| Wikipedia reference | — | — |
| Category | payment · 70+ comparisons live | |
| Last verified | 2026 rates · editor-reviewed monthly | |
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