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Comparison

2026年 中国におけるAlipayと現金:今も現金は必要か?

現金は今でも使えますが、 Increasingly不便になっています。多くの小さな商店やタクシー、屋台ではAlipayを好むか、Alipayのみ対応というところが増えています。バックアップ用に¥300〜500を持ち歩き、それ以外はAlipayを利用するのがおすすめです。

Comparison·Updated 2026-07-12
7axes compared
4FAQ answered
3related comparisons
71+comparisons live
12 langstranslated
2026rates verified

TL;DR verdict

Quick Answer

Alipay vs Cash (¥): which should you pick?

For most travelers, Alipay is the safer pick — but the other side wins on the axes that matter most.

For most travelers, Alipay is the safer pick — but the other side wins on the axes that matter most for Alipay.

Side-by-side comparison

AlipayCash (¥)
Merchant acceptance中国の商店の約92%。法的にどこでも受理される義務があるが、ベンダーの約30%はQR決済を好む。
Small vendors普遍的 — 田舎の露店でもAlipayのQRコードを表示している。使えるが処理が遅い。売り手にお釣りがないこともよくある。
Setup海外カードを使ったTour Cardなら2〜3分。なし — 空港か銀行で両替が必要。
Convenienceスキャンして3秒で決済完了。毎回現金を数え、お釣りを用意する。
Refunds連携カードに3〜10日で返金。アプリ内で異議申し立て可能。店舗と手動で交渉が必要。旅行者にとっては難しい。
Offline / no-phone riskバッテリー切れや電波が届かない場所では使えない。実際には、いつでもどこでも使える。
Tipping / small changeチップの習慣がなく、丁度ぴったりの金額が必要。チップや小さな屋台での支払いに硬貨や少額紙幣が便利。

Weighted score bars

Bar length reflects the per-axis evidence length; the winner of each axis is highlighted in terra-cotta.

Merchant acceptance

Alipay wins

Alipay

Cash (¥)

Small vendors

Alipay wins

Alipay

Cash (¥)

Setup

Alipay wins

Alipay

Cash (¥)

Convenience

Alipay wins

Alipay

Cash (¥)

Refunds

Alipay wins

Alipay

Cash (¥)

Offline / no-phone risk

Cash (¥) wins

Alipay

Cash (¥)

Tipping / small change

tie

Alipay

Cash (¥)

Final score

65vs35

Based on 7 weighted axes. Alipay edges ahead by 4 of 7.

Pros

  • 日々の支出(食事、交通、ショッピング)
  • 小規模商店や屋台の食事
  • 利便性を求めるすべての人

Cons

  • スマホの電池切れや電波が圏外のときのバックアップ
  • 電波が届かない非常に田舎の地域
  • まだAlipayを設定していない旅行者

Why travelers pick each side

Here's who each destination suits best — pick the side that matches your trip.

Choose Alipay if you are

Alipay

Top reasons to pick this side

  • 日々の支出(食事、交通、ショッピング)
  • 小規模商店や屋台の食事
  • 利便性を求めるすべての人

Choose Cash (¥) if you are

Cash (¥)

Top reasons to pick this side

  • スマホの電池切れや電波が圏外のときのバックアップ
  • 電波が届かない非常に田舎の地域
  • まだAlipayを設定していない旅行者

The verdict

Alipay is better for

  • 日々の支出(食事、交通、ショッピング)
  • 小規模商店や屋台の食事
  • 利便性を求めるすべての人

Cash (¥) is better for

  • スマホの電池切れや電波が圏外のときのバックアップ
  • 電波が届かない非常に田舎の地域
  • まだAlipayを設定していない旅行者

Frequently asked questions

中国では現金だけで旅行できますか?
はい、ただし不便になりつつあります。多くの小規模商店、タクシー、屋台ではAlipay/WeChat Payが好まれたり必須だったりします。予備として¥300〜500を持ち、残りはAlipayを設定して支払いましょう。
中国には現金をいくら持っていくべきですか?
予備として¥300〜500($40〜70) — スマホの充電切れの緊急事態、非常に田舎な地域、お釣りがない小さな商店などのためです。日常の支払いのほとんどはAlipayを通しましょう。
中国で両替できる場所はどこですか?
空港の両替カウンター、中国銀行(Bank of China)の支店、ほとんどの主要ホテルです。ICBC、中国銀行、招商銀行(China Merchants Bank)のATMは外国カードに対応していますが、引き出し上限があり不安定です。
中国で売り手が現金を拒否することは合法ですか?
いいえ — PBOCは現金での受け取りを義務付けています。実際には、多くの小規模売り手がQRコード決済を推し進め、お釣りを持っていません。¥10の取引で「違法だ」と主張する価値はほとんどありません。

12 related comparisons

Editor-curated, then same-category, then the rest of the catalog.

Alipay vs WeChat Pay

Alipay wins for foreign travelers on setup speed, English UI, and broader merchant coverage. WeChat Pay wins for anyone already using WeChat for messaging, and for social payments like splitting bills with Chinese friends. Most experienced travelers install both — here is exactly when to use each.

WeChat Pay vs Cash (¥)

Cash works as a backup but WeChat Pay is preferred by younger vendors, taxis, and retail chains. Pair WeChat Pay with Alipay for full coverage; carry ¥300–500 cash for emergencies.

Foreign Credit Card vs Alipay

Foreign credit cards work at international hotels and high-end malls but fail at most restaurants, taxis, and street vendors. Link your card to Alipay for full coverage.

WeChat Pay vs Credit Card (Visa/MC)

WeChat Pay is accepted at ~85% of Chinese merchants — street food stalls, taxis, small shops, and rural vendors all display the green QR code. Physical credit cards (Visa, Mastercard) are accepted at international hotels, high-end restaurants, and major department stores — but are essentially useless for street food, local restaurants, and transport. For a smooth China trip, set up WeChat Pay or Alipay as your primary method and carry a credit card as backup for hotels.

Beijing vs Shanghai

Beijing for imperial history, the Great Wall, and hutong culture. Shanghai for skyline views, French Concession cafes, and xiaolongbao. Most first-timers do both — here is how to choose if you only have time for one.

Xi'an vs Luoyang

Xi'an for the Terracotta Army, the Ming city wall, and the Silk Road crossroads. Luoyang for the Longmen Grottoes, the White Horse Temple (Buddhism's first Chinese temple), and a quieter ancient capital. Both are essential China history; pick by interest.

Guilin vs Yangshuo

Guilin is the gateway city with the karst peaks and the cruise starting point. Yangshuo is the smaller, more scenic town downstream — the cruise ends there and most travelers prefer to stay. The right answer is usually: cruise one way, stay the other.

Hong Kong vs Shanghai

Hong Kong is a Special Administrative Region with its own visa regime, English-language default, and Cantonese culture. Shanghai is the mainland's most international city. Both are dense, food-obsessed, and Asian finance centers — but very different in feel.

Chengdu vs Chongqing

Chengdu for pandas, traditional Sichuan food, and the most relaxed major city in China. Chongqing for the dramatic hill-city skyline, Chongqing hotpot, and the Yangtze River setting. Both are essential for Sichuan food; choose by vibe.

High-Speed Rail (HSR) vs Domestic Flights

For trips under 1,000 km, HSR wins on price, reliability, and door-to-door time. For longer distances, fly.

China vs Japan

China wins on cost and scale. Japan wins on infrastructure, signage, and ease. Both reward a 7-10 day trip.

Trip.com vs Booking.com

For China trips, Trip.com wins decisively. For international extensions, Booking.com has more inventory.

Quick facts — Alipay vs Cash (¥)

Side-by-side reference for the 5 metrics travelers weigh most.

MetricAlipayCash (¥)
Axes compared7 axes · winner: Alipay
FAQ answered4 of the most-asked questions
Wikipedia reference
Categorypayment · 70+ comparisons live
Last verified2026 rates · editor-reviewed monthly

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