Payment · common
¿Pueden los extranjeros recibir dinero en Alipay?
Last updated:
⚠️ SYMPTOM
Quieres recibir una transferencia de WeChat o de un banco a tu monedero de Alipay, pero la aplicación no muestra ninguna opción de Recibir.
🔍 MOST LIKELY CAUSE
El Tour Pass de Alipay vinculado a una tarjeta extranjera es un monedero de gasto unidireccional, no una cuenta bancaria; no puede recibir transferencias entrantes en 2026.
✓ HOW TO FIX
Utiliza una cuenta sin fronteras de TransferWise / Wise para recibir CNY en una cuenta bancaria china vinculada, o utiliza la función "Sobre Rojo" de Alipay (limitada a ¥200/transacción de otros usuarios de Alipay).
Read next
Alipay for Foreigners
Download Alipay, link a foreign Visa or Mastercard via the Tour Pass, and complete a $150 minimum top-up to pay at 90%+ of Chinese merchants.
Cash & RMB
Carry ¥500–1,000 in cash for rural areas, taxis, and small vendors; major cities are 90%+ cashless via mobile payment.
ATM Cash Withdrawal
Bank of China, ICBC, and China Construction Bank ATMs accept foreign Visa/Mastercard with a ¥2,500 per-transaction limit and 1–3% fee.
Other Payment problems
Why is my Alipay not working?
You linked a foreign Visa or Mastercard to Alipay but every transaction is rejected at the merchant.
Why can't I verify my passport on Alipay?
Alipay's identity verification step fails — passport photo upload rejected or OCR misread.
Why does WeChat Pay keep declining my foreign card?
You linked a Visa or Mastercard in WeChat Pay but transactions show "card not supported" at checkout.
Can I pay cash in China in 2026?
You want to know if you need to carry RMB cash or if Alipay/WeChat Pay is enough for the entire trip.
How much does ATM withdrawal cost in China?
You withdrew RMB from a Chinese ATM and your home bank charged an unexpected foreign-transaction or ATM fee.