Payment · common
外国人はAlipayで送金を受け取れますか？
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⚠️ SYMPTOM
AlipayウォレットにWeChatまたは銀行からの送金を受け取りたいが、アプリに「受取」オプションが表示されない。
🔍 MOST LIKELY CAUSE
Alipayの外国カード連動型Tour Passは片道支出用のウォレットであり、銀行口座ではないため、2026年時点で外部からの送金を受け取ることはできません。
✓ HOW TO FIX
TransferWise / Wiseのボーダレス口座を使って中国の銀行口座にCNYを受け取るか、Alipayの「紅包（Red Packet）」機能を利用する（他のAlipayユーザーからの送金は1回あたり¥200まで）。
Read next
Alipay for Foreigners
Download Alipay, link a foreign Visa or Mastercard via the Tour Pass, and complete a $150 minimum top-up to pay at 90%+ of Chinese merchants.
Cash & RMB
Carry ¥500–1,000 in cash for rural areas, taxis, and small vendors; major cities are 90%+ cashless via mobile payment.
ATM Cash Withdrawal
Bank of China, ICBC, and China Construction Bank ATMs accept foreign Visa/Mastercard with a ¥2,500 per-transaction limit and 1–3% fee.
Other Payment problems
Why is my Alipay not working?
You linked a foreign Visa or Mastercard to Alipay but every transaction is rejected at the merchant.
Why can't I verify my passport on Alipay?
Alipay's identity verification step fails — passport photo upload rejected or OCR misread.
Why does WeChat Pay keep declining my foreign card?
You linked a Visa or Mastercard in WeChat Pay but transactions show "card not supported" at checkout.
Can I pay cash in China in 2026?
You want to know if you need to carry RMB cash or if Alipay/WeChat Pay is enough for the entire trip.
How much does ATM withdrawal cost in China?
You withdrew RMB from a Chinese ATM and your home bank charged an unexpected foreign-transaction or ATM fee.